Personal Needs

Family Protection

  • Life Insurance
  • Health Insurance
  • Disability Income Insurance
  • Long-Term Care Insurance
  • Estate Conservation Strategies
  • Charitable Giving Strategies
  • Mortgage protection (funded with life insurance and disability income insurance)

Wealth Accumulation Strategies

  • Retirement Planning
  • Accumulation and Distribution Strategies
  • Traditional/Roth IRA Accounts
  • Educational Funding (529/Coverdell)
  • Fixed/Indexed/Variable Annuities
  • Mutual Funds
  • Managed Investment Accounts

Employee Benefit Products

  • Employer Sponsored 529 Plans
  • Dental Benefits
  • Vision Care Benefits
  • Flexible Benefit Accounts
  • Group Life/Health Insurance
  • Voluntary Group Life Benefits
  • Accidental Death & Dismemberment Insurance
  • Short-Term and Long-Term Disability Income Insurance

 

Business Needs

Business Continuation

  • Business Protection
  • Business Overhead Insurance
  • Key Employee Insurance
  • Disability and Life Insurance Services for funding           Buy/Sell Agreements

Executive Planning

  • Deferred Compensation
  • Executive Carve-Out Plans
  • Key Person Insurance
  • Nonqualified Deferred Compensation
  • Executive Bonus Plans

Financial Planning

  • Flat Fee or Hourly Basis

Tax Qualified Retirement Plans

  • 401(k) Plans
  • Solo 401(k) Plans
  • Profit Sharing Plans
  • Simplified Employee Pension (SEPs)
  • SIMPLE IRAs
  • Defined Benefit Plans